307 Elm StreetFernandina Beach, FL 32034Price: $875,000

  • Price: $875,000
  • Est. Mortgage of $/month
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$
$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $875,000List Price
  • 3Bedrooms
  • 2Full Bath
  • 1,608Square Feet
Newer Construction Just Minutes from Historic Downtown Fernandina Beach & Amelia Island Beaches! Location is everything-and this 2023-built home places you in the heart of the Amelia Island lifestyle. Just minutes from Historic Downtown Fernandina Beach, the marina, and the sandy beaches of Amelia Island, this property offers the rare opportunity to enjoy newer construction close to the island's most loved destinations. Hop on your golf cart and be at restaurants, boutiques, waterfront sunsets, and the vibrant downtown district within minutes. Inside, the open-concept layout features smooth ceilings, luxury vinyl plank flooring, and a gas fireplace that creates a warm focal point in the living space. The kitchen offers quartz countertops, soft-close cabinetry, gas cooking, Bosch dishwasher, wine refrigerator, and a blue glass subway tile backsplash with lighted upper cabinets and generous storage. The spacious primary suite includes dual walk-in closets and a porcelain-tiled bathroom with dual vanities and a rain-head shower. Built for efficiency and peace of mind, the home includes a whole-house Generac generator with leased 250-gallon propane tank, tankless water heater, water softener, new water filtration system, and durable Hardie siding. Outdoor living includes a 17x13 Trex front porch and a 17x12 screened rear porch overlooking the fully fenced backyard. The garage includes laundry and space for a car and golf cart, and the home sits on a 50x100 lot with gutters and great curb appeal. Enjoy island living close to downtown Fernandina Beach, restaurants, the marina, and Amelia Island beaches. Some furniture negotiable. TVs with wall mounts convey. Call soon!

Property Details of 307 Elm Street

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Jenny Schaffer of SUMMER HOUSE REALTY

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of May 25, 2026 5:03 PM EDT. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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