4086 Gardner DrivePort Charlotte, FL 33952Price: $399,000

  • Price: $399,000
  • Est. Mortgage of $/month
  • 89 Days on Market
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$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $399,000List Price
  • 3Bedrooms
  • 2Full Bath
  • 1,578Square Feet
Bring your boat and start enjoying true Florida waterfront living! This GULF ACCESS CANAL-FRONT POOL HOME WITHIN MINUTES TO OPEN WATER in PORT CHARLOTTE offers direct access to CHARLOTTE HARBOR with NO HOA AND NO CDD, giving you the flexibility and freedom that's hard to find. Inside, the home features THREE BEDROOMS and TWO UPDATED FULL BATHROOMS WITH TILE WALK-IN SHOWERS, along with a spacious, functional layout designed for comfortable living and entertaining. The living and dining room flow together effortlessly to create an open central gathering space, while a SECOND SEPARATE LIVING ROOM provides additional flexibility for a media room, home office, or relaxed sitting area. Numerous windows throughout fill the home with NATURAL LIGHT, highlighting views of the lush backyard. The kitchen offers an OVERSIZED PANTRY WITH BUILT-IN SHELVING for exceptional storage. Step outside to your private retreat where the SCREENED-IN POOL AND PATIO SPAN OVER 1,200 SQUARE FEET, with a pool OVER 8 FEET DEEP. Strategically placed FLORIDA GLASS PANELS create shaded areas on the patio, complemented by MOUNTED FANS ON THE LANAI, all surrounded by mature tropical landscaping. Boating enthusiasts will appreciate the PRIVATE DOCK AND 7,000 BOAT LIFT (2020), allowing easy access to open waters within minutes before cruising to CHARLOTTE HARBOR for fishing, waterfront dining, or straight across to dine at FISHERMANS VILLAGE. Important updates provide long-term value and peace of mind, including a NEW ROOF (2023), NEW A/C SYSTEM (2024), UPDATED ELECTRICAL PANEL WITH SURGE PROTECTION (2021), extensive PLUMING UPDATES - RELINING ALL HOUSE & SEWER PIPES, and an IMPACT-RATED FRONT ENTRY DOOR (2015). Ideally located just 5 minutes from SUNSEEKER RESORT CHARLOTTE HARBOR, 10 minutes to DOWNTOWN PUNTA GORDA, and 15 minutes to PUNTA GORDA AIRPORT, this home offers the perfect combination of waterfront living and everyday convenience.

Property Details of 4086 Gardner Drive

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Paige Schneider of KELLER WILLIAMS ISLAND LIFE REAL ESTATE (941-254-6467)

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of May 25, 2026 4:07 PM EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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